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t misunderstand: No one’s saying people – men or women – shouldn’t keep at least enough cash on hand in savings to cover three to six months of living expenses. That’s a fundamental rule of thumb among financial advisors. And Murphy contends that women who do invest actually turn out to be “great” at it for this simple reason: They come up with a long-term plan based on their own or their family’s goals, and then they allow their investments to grow without tending to make the mistake of trying to time the market.
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